Monday, December 10, 2012

Find the best mortgage broker

Finding a mortgage broker is not hard. There are about as many mortgage brokers as there are real estate agents, insurance agents or investment advisers  Reality is they are a dime a dozen.

Finding the best mortgage broker, or even a just a mortgage broker who is well suited to service your particular mortgage loan requirements is another story.
Why are there so many mortgage brokers, or mortgage agents around? The reason is that there are few barriers to entry. Unlike law school or medical school, where you have to go to school for many years, practically anyone can become a mortgage broker or agent. The educational requirements are minimal – you need to take just a one week course – and the cost is low. If you have an extra week on your hands and a thousand dollars - that’s how much you’ll need to pay for the course, licensing and insurance - then Bob’s your Uncle, as they say.
As a result of the low entry barriers, there are many, many people signing up to become mortgage brokers or agents. There is no apprenticeship or internship period required either, which means you have a lot of licensed brokers and agents running around with little or no training.
The competition is for business is fierce, not only from other mortgage brokers, but also from banks, who have very deep pockets.  As a result of all the competition, it can take a long time for a mortgage broker or agent to gain a lot of experience, unless they are excellent marketers or have some great referral sources.  This makes it difficult to even find a good mortgage broker, let alone the best mortgage broker.
So how do you find the best mortgage broker?
You must shop around! Talk to a number of different mortgage brokers. Get referrals from people you trust and get educated! You might need to talk to four or five mortgage brokers before you find the best mortgage broker because you need to learn.  Depending on the type of mortgage you are trying to secure, some mortgage brokers will try and get a large retainer from you – be careful! Do not give anyone anything until you are fully convinced the broker can do the job for you. Learn something about the rules of the game, ask a lot of questions and find someone you feel has your best interests at heart!
If you have excellent credit and provable income, the best place to get a mortgage is still the bank.  However, banks are very picky about the people they want to lend money to. If your credit isn’t perfect, or your self employed and you arent reporting income that is commensurate with your station, you many even be a very high networth individual and have trouble getting a loan from the bank.  


If you are receiving this feed as an e-mail and don't see the post, please click back to the blog page http://mortgagemensch.blogspot.com/ as it is probably a video that has been posted. Thank you for subscribing to this blog! For more information call David Grossman at 416 876 2031 or go to http://www.mortgagemensch.ca to visit website.

Thursday, July 19, 2012

Are you looking for a unique & effective way to market your services?

Do you have the gift of gab?

Start your own interactive, internet based real-estate TV show!

We will produce a live broadcast on www.livestream.com/alltalktv
 for you for just *$150 per half hour show. You can pay as you go, or you
 can contract for up to 10 shows to be used anytime between now and
December 31st 2012, if you want to lock in at this price.

*Limited time offer for real estate professionals. Offer expires September 31st 2012

We provide:
• Live camera switching using 3 high quality HD video  cameras
• Professional LED lighting
• Professional set
• Wireless lav microphones for you and your guests
Also provided at no extra charge:
• Integration of your photos (jpegs) into your live production
• Titles - names and contact info for you and your guests ie website,
phone number etc. to be displayed onscreen during your show

Graphics for the intro and bumpers (bumpers are used when coming in and
out of commercials):

We will provide, at no extra charge, a simple graphic with your name and
 the name of your show; for example - The Real Deal with host and real
estate broker Mark Cadesky - or, for a $200 onetime charge, we can
provide a more elaborate graphic to include music and moving images like
 the one shown at the beginning of this show:  https://vimeo.com/45528478.

Sharing/Archiving of Videos

We will upload your show to Youtube or Vimeo within 2-business days
following the broadcast where it will remain indefinitely, and send you
the link you can use to share the video with your online community using
 email, Facebook, Linked In, Twitter etc. The video can also be easily
embedded in your blog or website. We will embed the video on our website
 - www.alltalktv.com - and share
 on our Facebook and Twitter accounts. In other words, people who miss
the initial broadcast can watch it anytime afterwards, and you will
continue to enjoy the benefits of the exposure for years to come.  

Editing (optional):

Usually editing is not required because we are able to integrate all the
 required show components into the original recording/broadcast ie intro
 graphic, photos, camera switching, titles and bumpers; however, if
editing is required the cost is $35 per edit.

Show Content:

You will be responsible for the content in your show and for bringing
your own guests/interview subjects, or you can do the show on your own.
Examples of guests on a real estate show are mortgage specialists, real
estate lawyers and home inspectors, but why stop there? Why not bring in
 representative from your favorite charity or perhaps a local
politician. Be creative.  You could also do a show on your own without
any guests; for example - Johnny Sample's Real Estate Picks of the Week -
 where you talk and we role photos of your favorite listings.

Commercials:

Each 30-minute show/production needs to allow time for 4 minutes of
commercial time.  Half the available commercial time (2 minutes) will be
 reserved for Alltalktv.com and its advertisers. You can use the other
half of the time (2 minutes) however you like. We also offer boutique
production and can produce a television commercial for you to air on
your show, for an additional fee (optional).

Viewers:

Alltalktv.com is a growing network - we currently produce approximately
20 different talk shows and the founder, David Grossman, personally has a
 following of nearly 5,000 people on Facebook - however, for best
results, we recommend you develop and manage your own online marketing
system to grow your audience.

Our production platform - we use industry standard platforms like
Livestream, Youtube and Vimeo - makes it easy to share and distribute
video online. You can even embed the live broadcast onto your website,
without any programming!

If your guests have an online following they might also want to share
the show with their community which will give you additional reach and
exposure for your show and your services!

Interact with Viewers in Real Time:

Viewers can chat with you online during your show via Livestream chat,
twitter and Facebook in real time. Please bring your own laptop to the
shoot/broadcast.

Choose Between Two Different Set Designs:

We currently offer two different set options.  Set #1 has a desk for the
 host and single tub chair for the guest, giving your show a Jay
Leno/David Letterman feel to it.  Click here to see a sample show
produced using set #1: https://vimeo.com/45528478.
 Set #2 utilizes two tub chairs for you and your guest (more like
Ellen), putting you and your guests on a more level playing field. Click
 here to view a sample show produced on set #2: http://youtu.be/igQFZ_Vk1Hw
 

Optional services available at an extra charge (inquire):
• Extended show length (up to 1-hour)
• Interview remote guests via skype
• On site shows at a location of your choice

Don't delay starting your show, take advantage of our limited time
offer. Call David Grossman now @ 416 876 2031 and book your studio time.


Give yourself the marketing edge 
you deserve!


If you are receiving this feed as an e-mail and don't see the post,
please click back to the blog page http://mortgagemensch.blogspot.com/
as it is probably a video that has been posted. Thank you for
subscribing to this blog!  For more information call David Grossman at
416 876 2031 or go to http://www.mortgagemensch.ca to visit website.

Sunday, July 1, 2012

Ask Our Mortgage Specialists: Hosts and Mortgage Specialists David Grossman & Jeff Risi talk to Vince Pellegrino from TD CT

Ask Our Mortgage Specialists: Hosts and Mortgage Specialists David Grossman & Jeff Risi talk to Vince Pellegrino from TD CT Ep 2 If you are receiving this feed as an e-mail and don't see the post, please click back to the blog page http://mortgagemensch.blogspot.com/ as it is probably a video that has been posted. Thank you for subscribing to this blog! For more information call David Grossman at 416 876 2031 or go to http://www.mortgagemensch.ca to visit website.

Monday, June 25, 2012

Ask Our Mortgage Specialists - David Grossman & Jeff Risi talk to private lender Graham Tobe

If you are receiving this feed as an e-mail and don't see the post, please click back to the blog page http://mortgagemensch.blogspot.com/ as it is probably a video that has been posted. Thank you for subscribing to this blog! For more information call David Grossman at 416 876 2031 or go to http://www.mortgagemensch.ca to visit website.

Wednesday, March 14, 2012

The Art of the Deal

I'm going to start this column by telling you straight up ~ the above title, The Art of the Deal, was not coined by me. It's the name of a book published by real estate mogul Donald Trump back in 1988.

While it's true that Donald Trump -- or companies that bear his name - have declared bankruptcy four times since then, "The Donald" has successfully fought his way back, not only as a real estate developer, but as a TV personality. Trump is now the star of the popular TV series "The Apprentice" and "Celebrity Apprentice" too!!!

So why do I reference The Art of the Deal to introduce today's article?
The notion of deal-making as an art appeals, not only because deal making is the most important part of any sales job, but when you think about deal making as an art, it makes the job sound like fun! And who doesn't want to have fun?!!
The right way to approach any deal is like a work of art. When an artist renders a painting, in the beginning s/he doesn't know whether his/her work will be loved, or whether it will be ignored. In any event, the artist must put all of him/herself into every stroke, just as you too must give everything you've got on every deal you work on!!!

Despite the notion that deal making is like an art; there is of course, as we all know, much more to running a successful business than being a good artist.

Though written more than 20 years ago, here are some practical tips offered by The Donald in the book, seemingly every bit as relevant today...
• Think big.
• Protect the downside and the upside will take care of itself.
• Maximize your options.
• Know your market.
• Use your leverage.
• Enhance your location.
• Get the word out.
• Fight back.
• Deliver the goods.
• Contain the costs.
• Have fun.
There you have eleven tips from The Donald! Follow them and you too could become
a real estate mogul and TV star!!!

And so it goes without saying, if you're going to have any chance of following in his footsteps in becoming a real estate mogul, you MUST have a good mortgage broker!

That's where I come in!

For mortgage solutions call
David Grossman
@ 416 876 2031...
and get the service you deserve!
• Residential or commercial mortgages
• Good or bad credit (The Donald knows about bad credit!)
• Urban or rural properties
• Self employed
• New immigrants
• Private and institutional funds available
I look forward to hearing from you!

David Grossman
Mortgage Specialist
Tel. 416 876 2031

Website: http://www.mortgagemensch.ca
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